87jl Terms
& Conditions

1 Introduction and Acceptance of Terms

These Terms and Conditions ("Terms") are entered into between you ("User," "Player," or "you") and 87jl ("87jl," "we," "us," or "the Platform"), the operator of the online gaming platform accessible at https://87jl.app and its associated subdomains and mobile interfaces.

By registering an account, accessing any part of the 87jl platform, or placing any wager on any game offered by 87jl, you conclusively acknowledge that you have read these Terms in their entirety, that you understand them, and that you agree to be bound by them. If you do not agree to any provision of these Terms, you must immediately cease using the 87jl platform and close your account if one has been created.

These Terms are supplemented by 87jl's Privacy Policy and Responsible Gaming Policy, each of which is incorporated herein by reference and forms part of the overall legal agreement between you and 87jl.

2 Eligibility

Use of the 87jl platform is subject to the following eligibility requirements, all of which must be satisfied simultaneously and on a continuing basis:

2.1 Age Requirement

You must be at least twenty-one (21) years of age to register an account or engage in any gaming activity on 87jl. This minimum age requirement is a strict condition imposed under applicable Philippine gaming regulations. 87jl does not knowingly allow persons under 21 years of age to open accounts or participate in any game. Any account found to have been opened by or on behalf of a person under 21 will be immediately suspended and all funds may be forfeited in accordance with regulatory requirements.

2.2 Geographic Eligibility

87jl's services are intended for players physically located in the Republic of the Philippines. You are responsible for ensuring that online gaming is legally permissible in your specific location before accessing the platform. 87jl makes no representation that its services are appropriate or available in jurisdictions outside the Philippines.

2.3 Legal Capacity

You must have full legal capacity to enter into a binding contract under Philippine law. Persons who have been declared legally incompetent or who are under legal guardianship are not eligible to register or use 87jl.

2.4 Self-Exclusion and Restrictions

You must not be a person who has voluntarily self-excluded from gambling activities, whether through 87jl's own self-exclusion program or through a national exclusion scheme. Attempting to circumvent a self-exclusion by registering a new account is a material breach of these Terms.

3 Account Registration and Security

3.1 Single Account Rule

Each eligible individual is permitted to hold exactly one (1) registered account on 87jl. The creation of duplicate, secondary, or alternative accounts by the same individual is strictly prohibited and constitutes a material breach of these Terms. 87jl reserves the right to merge, suspend, or permanently close any duplicate accounts discovered and to void all associated bonuses and wagers.

3.2 Registration Information

You agree to provide accurate, current, and complete information during the account registration process, including your full legal name, date of birth, residential address, and a valid Philippine mobile number. You further agree to maintain and promptly update your account information to ensure it remains accurate at all times.

3.3 Know Your Customer (KYC) Verification

In compliance with Philippine anti-money laundering regulations and PAGCOR licensing requirements, 87jl is required to verify the identity of all account holders before permitting withdrawals and before any promotional funds are released. You agree to provide valid government-issued identification documents when requested. Failure to complete KYC verification within a reasonable period may result in restrictions on your account, including suspension of withdrawal functionality.

3.4 Account Security and Credentials

You are solely responsible for maintaining the confidentiality of your account login credentials, including your registered mobile number and password. You agree to notify 87jl immediately upon becoming aware of any unauthorized access to or use of your account. 87jl will not be liable for any losses resulting from unauthorized account access where you have failed to take reasonable precautions to protect your credentials.

3.5 Account Non-Transferability

Your 87jl account is strictly personal and non-transferable. You may not sell, transfer, assign, or share your account or account credentials with any other person under any circumstances. 87jl reserves the right to permanently close any account that has been transferred or shared.

4 Deposits and Withdrawals

4.1 Accepted Payment Methods

87jl accepts deposits and processes withdrawals through the following Philippine-based payment channels: GCash, PayMaya, BPI (Bank of the Philippine Islands), BDO (Banco de Oro), and Metrobank. Additional payment methods may be added or removed from time to time at 87jl's sole discretion. All transactions are conducted in Philippine Peso (PHP / ₱).

4.2 Minimum Transaction Amounts

The minimum deposit amount is ₱100 per transaction. Minimum withdrawal amounts vary by payment method and are displayed at the time of the withdrawal request. 87jl reserves the right to modify minimum transaction thresholds with reasonable prior notice to affected users.

4.3 Withdrawal Processing

Withdrawal requests are processed subject to successful completion of KYC verification. Funds requested for withdrawal to GCash and PayMaya are typically processed within 5 to 30 minutes during normal operating hours. Bank transfer withdrawals to BPI, BDO, or Metrobank are typically processed within 1 to 3 business days. These timeframes are indicative and may vary due to financial institution processing times, regulatory verification requirements, or technical circumstances beyond 87jl's control.

4.4 Anti-Money Laundering Compliance

Withdrawals will ordinarily be processed to the same payment method used for the originating deposit. 87jl reserves the right to conduct enhanced due diligence on withdrawal requests and to request additional documentation before processing any withdrawal that triggers anti-money laundering (AML) thresholds under applicable Philippine law.

4.5 Chargebacks and Disputed Transactions

Initiating a chargeback or payment dispute with your financial institution or payment provider for a deposit made to 87jl, where the deposit was applied to genuine gaming activity, constitutes fraud. 87jl will provide full transaction records to financial institutions in response to any chargeback claim and reserves the right to pursue recovery of chargebacked funds by all legally available means.

5 Bonuses and Promotions

87jl offers various promotional bonuses to eligible players, including but not limited to welcome bonuses, deposit match bonuses, free credit awards, cashback offers, and loyalty program rewards. All bonuses and promotions are subject to the following general conditions:

• Each promotion is subject to its own specific terms, wagering requirements, eligible games, minimum deposit thresholds, and expiry dates, which are published alongside the relevant promotion offer.
• Wagering requirements must be met in full before any bonus-derived winnings may be withdrawn. Wagering requirements are typically expressed as a multiplier of the bonus amount (e.g., 20× means you must wager 20 times the bonus amount in eligible games before a withdrawal is permitted).
• 87jl reserves the right to withdraw, modify, or cancel any promotion at any time. Where a promotion is withdrawn before a player has had a reasonable opportunity to utilize a bonus already credited, 87jl will endeavor to provide reasonable notice and alternative arrangements.
• Bonuses may only be claimed once per eligible player, household, IP address, device, or payment method, unless otherwise explicitly stated in the promotion terms.
• 87jl reserves the right to withhold, void, or reclaim any bonus where there is evidence of abuse, exploitation of promotional terms, or coordinated bonus farming activity.
• Participation in 87jl promotions is available only to players who have completed account verification and meet all applicable eligibility requirements, including the 21-year minimum age requirement.

6 Gameplay Rules and Fair Play

All games offered on the 87jl platform — including but not limited to live dealer casino games, slots, bingo, e-sabong, and sports betting — are operated in accordance with their respective published game rules, which are accessible within each game environment. In the event of any discrepancy between game outcome data recorded on 87jl's servers and data displayed on your device, the server-side records shall be determinative.

Random Number Generator (RNG) based games on 87jl use certified RNG technology that has been independently tested for statistical randomness and fair outcome distribution. Past game outcomes have no influence on future outcomes in RNG-based games.

In the event of a game malfunction, disconnection, or technical error that prevents the normal completion of a game round, 87jl reserves the right to void the affected round and return the wager to the player's account balance. 87jl shall not be liable for any consequential losses arising from technical interruptions.

7 Prohibited Conduct

The following conduct is strictly prohibited on the 87jl platform and may result in immediate account suspension, permanent closure, forfeiture of balances, and referral to appropriate law enforcement authorities:

• Opening or using more than one account on 87jl, whether using your own identity or the identity of another person.
• Using automated software, bots, scripts, or any artificial intelligence tool to interact with games or exploit platform mechanics.
• Engaging in collusion with other players to gain an unfair advantage in any game, including but not limited to live poker, baccarat, or table game side bets.
• Exploiting software errors, bugs, or glitches in games or platform systems. Any player who discovers a technical error is obligated to report it to 87jl support immediately and refrain from exploiting it.
• Using the 87jl platform for any money laundering activity, including making deposits with proceeds of criminal activity or structuring transactions to avoid reporting thresholds.
• Providing false, misleading, or fraudulent information at any stage of the registration, verification, or transaction process.
• Attempting to access the accounts of other players without authorization.
• Harassing, threatening, or abusing 87jl staff, support agents, or other players in any communication channel.

8 Responsible Gaming

87jl is committed to promoting responsible gaming among all its users. The platform provides a range of tools designed to help players maintain control over their gaming activity. These tools are accessible directly from your account settings and include:

• Deposit Limits: Set daily, weekly, or monthly limits on the amount you can deposit into your 87jl account.
• Loss Limits: Restrict the maximum amount you can lose within a defined period.
• Session Time Limits: Receive alerts after defined periods of continuous play.
• Cooling-Off Periods: Temporarily suspend your access to gaming for a defined period ranging from 24 hours to 30 days.
• Self-Exclusion: Permanently or indefinitely block your account from accessing all 87jl gaming services. Self-exclusion requests are irreversible for the duration of the exclusion period.

All 87jl games and services are strictly for players who are 21 years of age or older. This is a mandatory requirement under applicable Philippine gaming regulations. Players who believe they may have a gambling problem are encouraged to visit the 87jl Responsible Gaming page for further resources and guidance.

9 Intellectual Property

All content on the 87jl platform — including but not limited to the 87jl brand name, logo, website design, game interfaces, graphics, text, software, and promotional materials — is the exclusive property of 87jl or its licensors and is protected under applicable intellectual property laws.

You are granted a limited, non-exclusive, non-transferable, revocable licence to access and use the 87jl platform solely for your personal, non-commercial gaming entertainment. This licence does not permit you to copy, reproduce, republish, transmit, distribute, sell, modify, create derivative works from, or exploit any 87jl content in any manner without the prior written consent of 87jl.

10 Limitation of Liability

To the maximum extent permitted by applicable Philippine law, 87jl shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from or related to your use of the platform, including but not limited to loss of profits, loss of data, or loss of goodwill.

87jl does not guarantee uninterrupted, error-free, or secure access to the platform. Scheduled maintenance, network outages, third-party service failures, and force majeure events may result in temporary unavailability of some or all platform services. 87jl will endeavor to provide advance notice of scheduled maintenance where practicable.

87jl's total aggregate liability to you arising from or related to these Terms, for any cause of action and regardless of the form of the action, shall not exceed the total amount of deposits made by you to your 87jl account during the thirty (30) days immediately preceding the event giving rise to the claim.

11 Privacy and Data Protection

87jl collects, processes, and stores personal data in accordance with the Republic Act No. 10173, the Data Privacy Act of 2012 of the Philippines, and its Implementing Rules and Regulations. Details of how 87jl collects, uses, shares, and protects your personal data are set out in the 87jl Privacy Policy, which forms an integral part of these Terms.

By registering an account with 87jl, you consent to the collection and processing of your personal data as described in the Privacy Policy for the purposes of account management, KYC verification, anti-money laundering compliance, fraud prevention, and the provision of gaming services.

12 Account Suspension and Termination

87jl reserves the right to suspend, restrict, or permanently close your account at any time and without prior notice where:

• You are found to be in breach of any provision of these Terms;
• Fraudulent, deceptive, or criminal activity is associated with or suspected in connection with your account;
• Your account has been subject to unauthorized access;
• You fail to complete required KYC verification within a prescribed period;
• You have provided false or misleading information at any stage;
• Regulatory or legal obligations require restriction or closure of your account; or
• Continued operation of your account would place 87jl in breach of applicable law or licensing conditions.

You may close your 87jl account at any time by contacting customer support. Upon account closure, any remaining verified balance after deduction of any outstanding bonus obligations will be returned to you through your verified payment method within a reasonable processing period.

13 Amendments to These Terms

87jl reserves the right to revise, update, or replace these Terms at any time. Where amendments are material, 87jl will provide reasonable notice through the platform, including posting an updated effective date at the head of this document. Your continued use of the 87jl platform after the effective date of any amended Terms constitutes your acceptance of the revised Terms. If you do not accept the revised Terms, you must cease using the platform and may close your account.

14 Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the Republic of the Philippines, without regard to its conflict of law provisions. Any dispute arising from or related to these Terms or your use of the 87jl platform shall be subject to the exclusive jurisdiction of the appropriate courts located in Metro Manila, Philippines.

Before initiating any formal legal proceedings, you agree to first contact 87jl's customer support team and allow a reasonable period of not less than thirty (30) days for 87jl to investigate and respond to your complaint. 87jl is committed to resolving player disputes fairly and expeditiously through its internal complaints process.

15 Contact Information

If you have questions about these Terms & Conditions, wish to exercise any right described herein, or need to raise a complaint or dispute, please contact 87jl's customer support team through the following channels:

Last updated and effective: 1 January 2026. These Terms supersede all prior versions of the 87jl Terms & Conditions.